Auto insurance is required in Houston and drivers throughout Texas are required to carry liability insurance. If you cause an accident this type of insurances pays for the other driver's repairs plus medical bills for him/her and their passengers. You must have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, plus property damage coverage of up to $25,000.
Lenders will also require you to have collision and comprehensive coverage if you still owe money on a vehicle loan.
Auto insurance takes other forms besides liability and collision/comprehensive, that you may wish to add. At Jess Akin Insurance we can help you select an affordable insurance that complies with Texas law, lender requirements and your personal needs.